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The IUP Journal of Telecommunications
Focus

A mobile user, whether he is travelling or at any location, may be logging into a
network either for a routine work or for a mission critical application and needs ubiquitous accessibility to the multiprotocol-based networks. This requires a huge database, high speed real-time computation and extremely robust hardware and software supported infrastructure. New evolving networks bring RFID, WSN, NFC, bluetooth, Wi-Fi direct, wireless gigabit and many more emerging technologies under a uniform interfacing platform with a simpler user interface. Obviously, these capabilities can be met by improving the spectral efficiency of the available spectrum by implementing the link improvement techniques and also designing some compact VLSI circuits at low power dissipation.

This issue contains six papers, and out of these, the first one discusses the network capabilities and the next two are related to wireless link improvement techniques used in networks. The last two papers focus on the enhancement of the wireless system connectivity by discussing the design of a compact antenna and hardware circuits.

In high speed networks, the quality of service and reliability issues are very crucial, and to ensure optimal network performance, the network routing has to be efficiently handled. The network survivability after occurrence of failures has to be quickly restored to make a failure-prone network. The first paper, “A Comprehensive Survey on Routing Schemes for High Speed Networks“, by Veenu Pondwal and Himanshi Saini, presents a review, elaborating a comprehensive survey of the existing routing techniques in optical networks. Network performance is measured through various parameters such as Packet Delivery Ratio (PDR), link throughput, link bandwidth, delay and throughput.

Wireless communication performance is governed by the channel environment because the overall capacity of the serving technology is basically limited by the channel characteristics. Implementation of orthogonal space time coding to gain ultimate bandwidth efficiency at higher bitrate is an attractive choice to exploit the capability of Multi-Input Multi-Output (MIMO) system in wireless faded environment. The second paper, “Performance Analysis of MIMO Detection Schemes for M-Ary QAM Modulation“, by V K Chaubey, Girish Kakalwar and P C Hariprasad, presents a suitable mathematical model to evaluate the performance of a Zero Forcing (ZF) and Singular Value Decomposition (SVD) scheme receivers under MIMO structures. The analysis of the paper predicts that the performance of the SVD receiver is better at low SNRs due to the availability of CSI at transmitter end.

The third paper, “A Comparison of Generalized Cross-Correlation Methods for Time Delay Estimation”, by Ritu and Sanjeev Kumar Dhull, presents a comparative analysis of weighting functions used in generalized cross-correlation for the time estimation along with their simulation results. The paper observes peak sharpening in the correlation function influenced by weight effect. The effect of varying SNR on the estimated time delay has also been simulated.
The authors, B Premalatha, M V S Prasad and M B R Murthy, in their paper, “Performance Testing of Composite Dielectric Patch Antenna“, present a design of a patch antenna using two different dielectric materials in substrate to operate at 2.5 GHz. The design has been simulated to evaluate its gain and bandwidth using HFSS simulator.

The modern communication systems need larger bandwidth and smaller dimensional antenna. The fifth paper, “Design and Analysis of High Gain Proximity Feed Microstrip Patch Antenna for Wi-Fi Applications“, by Y Pandu Rangaiah and R V S Satyanarayana, deals with the design aspects of square microstrip patch antenna with proximity feed. The simulation study has been done for the proposed structure to see its utility for Wi-Fi and bluetooth applications. The designed antenna exhibits maximum gain of 7 dBi and return loss of –40 dB at center frequency of 5 GHz.

New generation telecommunication standards need reasonably high speed Digital Signal Processor (DSP) processors and circuits in the mobile devices embedded with compact power efficient digital logic blocks. Such digital systems process the multifaceted information code and therefore need code conversion operations. The paper, “A Survey of Various Reversible Binary to Gray Code Converters“, by P Gowthami, presents a survey on the various reversible binary to gray code converters.

--V K Chaubey
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Telecommunications