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Management

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August '10
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Articles

Expatriate Management at AstraZeneca

A New Bank Manager's Dilemma

Design Thinking and Innovation at IDEO

-- Harish A, Vivek Gupta

IDEO is a design consultancy firm based in California, US with offices across the globe. Design consultancy firms are usually associated with product design and most of their clients are from the auto, electronics, and other manufacturing industries. IDEO had developed an innovative business model that could be used to design or redesign products as well as services to provide more value to the end user. It developed a design process by using techniques like brainstorming, bodystorming, prototyping, and testing to arrive at a solution for the clients' problems. IDEO actively involved its clients in the design process and willingly taught them how to develop an innovative culture in their organizations, unlike other consultancy firms, which did not usually reveal their approach towards designing a solution. IDEO had an employee-friendly work culture with no hierarchy and used the concept of hot teams. It encouraged teams to help each other in designing innovative solutions.

Brilliance Auto : A Chinese Automaker with Global Ambitions

-- V Namratha Prasad, S S George

The case describes Brilliance China Automotive Holdings Ltd's (Brilliance Auto) growth initiatives in the Chinese and global auto markets. It begins with a brief history of the company and then talks about its Joint Ventures and its technology transfer agreements with major global automakers. The case also mentions the development of several innovative vehicles that helped the company grow in the domestic auto market. It then talks about some of the forays made by the company in auto markets across the world, and concludes with a brief overview of the company's latest projects and future prospects.

WaterHealth International : Providing Safe Drinking Water to the Bottom of the Pyramid Consumers

-- Hadiya Faheem, Debapratim Purkayastha

This case study is about Irvine, California-based WaterHealth International Inc. (WHI), a social purpose, `for-profit' venture in the safe water sector, focused on serving the traditionally underserved `Bottom of the Pyramid' (BoP) segment. The company's aim was to ensure increasing returns for the company and its investors while achieving a social impact.

As of mid-2009, more than 600 WaterHealthCenters (WHCs) had been installed in many countries including India, the Philippines, and Ghana, providing safe water to more than one million people around the world. WHI's aim was to take the UVW technology and its water system to needy communities throughout the world by establishing a global presence. While experts appreciated WHI's efforts to provide potable supply of water to underprivileged communities in developing countries and felt the business model was sustainable, they pointed out that certain aspects of its water systems and business model needed to be changed to make it more relevant to the target segment.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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