Regulators are laying increasing importance on risk management in banks. This may be an additional responsibility on the management, but it will aid them to keep a check on different risks, thereby, improving the performance of the bank. The following case study deals with the procedures followed at Yes Bank to manage the risks .

Yes Bank, one of the latest entrants in the banking business, is envisaged with an intention to provide superior quality, technology and knowledge-driven, state-of-the-art technology that can cater to the varied needs of `Emerging India'. It envisages itself to be `One Bank' directed towards maximizing its revenue by offering a wide range of banking solutions through its products and services.

This it hopes to achieve with the experienced and efficient management who have been in the forefront taking vital initiatives to develop Yes Bank's business. The bank is basically an initiative of Ashok Kapur and Rana Kapoor, presently the Non-executive Chairman and MD & CEO respectively, and is also headed by experienced banking people with proven track record.

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