Welcome to Guest !
 
       IUP Publications
              (Since 1994)
Home About IUP Journals Books Archives Publication Ethics
     
  Subscriber Services   |   Feedback   |   Subscription Form
 
 
Login:
- - - - - - - - - - - - - - - - - -- - - - - - - - - - - -
-
   
 
Portfolio Organizer
February 06
View Demo
Regular Features
  • Investment Wordscan

  • Roundup

  • ...Thoughts to think of

  • Global Exchanges

  • Corporate Folio

  • Indicators
  • Interview

  • Research Summary

  • Follow up

  • Book Review

  • Bookshelf

  • Horizon

  • Book Review

Articles
   
Price(INR)
Buy
Short Selling: Sebis New Move
IPOs: Time to Rethink
IPO Pricing: Myth or Reality
Do Penny Stocks Make Money?
Mutual Funds: A Prospering Reality
Mutual Fund Performance Measurement: A Closer Look
Revitalizing Clause 49
Analysis of Long Straddle Option Strategy
Derivative Alerts on Recent Expiry (DARE)
Select/Remove All    

Short Selling: Sebis New Move

- - Arindam Banerjee

Sebi is back in action; this time to boost market liquidity. The capital market regulator is proposing to allow short selling of securities to institutional investors, like FIIs and mutual funds. This article discusses the details of the latest working paper on short selling.

Article Price : Rs.50

IPOs: Time to Rethink

- - B Sravana Kumar

The recent IPO scams reveal the fraudulent ways in which one can manipulate the demat account. As in the past, retail investors have been the losers. This is the right time for Sebi to become proactive in preventing unhealthy practices in the market.

Article Price : Rs.50

IPO Pricing: Myth or Reality

- - Sanjeev Kumar

Since its inception, the book-building process has emerged as the most efficient and practical way of price discovery, but evidences from IPOs in 2004 and 2005 present a different picture, which this article investigates.

Article Price : Rs.50

Do Penny Stocks Make Money?

- - Dibyendu Dutta

During the bull rally in 2005, Indian bourses created new records on a regular basis. But market regulators kept a watchful eye on penny stock tradings. The problems of investing in penny stocks came into light when Sebi came down heavily on these stocks. This article discusses the issue of penny stocks.

Article Price : Rs.50

Mutual Funds: A Prospering Reality

- - Divya Nigam

A growing mutual fund industry is a symbol of a strong financial system. The Indian mutual fund industry has come a long way in the last few years. The last year witnessed a booming Indian mutual fund industry. This article provides a brief commentary on its growth.

Article Price : Rs.50

Mutual Fund Performance Measurement: A Closer Look

- - Bijan Roy

Measuring mutual fund performance is a tricky affair. There are several models to measure. Among them, asset pricing model is the most appropriate to measure a mutual funds performance. This article probes into the concerned topic.

Article Price : Rs.50

Revitalizing Clause 49

- - Vinay Kumar M P M

The Securities and Exchange Board of India (Sebi) has taken several measures for strict adherence to corporate governance in Indian corporate houses. Steps have already been taken regarding promoters holding, and now it has taken up the issue of independent directors.

Article Price : Rs.50

Analysis of Long Straddle Option Strategy

- - Shraddhesh Doshi, Malay Mehta

One of the efficient option strategies used by investors is the straddle strategy. This article discusses the same in depth.

Article Price : Rs.50

Derivative Alerts on Recent Expiry (DARE)

- - Aalap Rashmikant Shah

The first expiry for the calendar year 2006 started on December 30, 2005. The expiry date for these contracts was January 25, 2006. The number of trading days was 18 as compared to an average of 21 trading sessions of all expiries till now. Nifty touched an all-time high of 2927 on January 9, 2006, before tanking down to 2783 on January 18, 2006. The fall was of 144 points (approximately 5%). Like any fall in a bull market, it was steep and sharp.

Article Price : Rs.50
Global Executive Summaries
  • Emerging Markets: Beyond BRIC
    Full Text: BusinessWeek, December 26, 2005. Originally Published as "Emerging Markets: Beyond the Big Four".

  • Asias Two FDI Magnets
    Full Text: www.feer.com. Originally Published as "India and China: Asias FDI Magnets".

  • China Opts for Stronger Banks
    Full Text: www.feer.com. Originally Published as "Chinas Uphill Battle for Stronger Banks".

  • Americas Twin Deficit
    Full Text: www.morganstanley.com. Originally Published as "America Twin Deficits - Implications for the Dollar and Interest Rates".

  • Aging Japan
    Full Text: www.mckinseyquarterly.com. Originally Published as "The Economic Impact of an Aging Japan".

 
Search
 

  www
  IUP

Search
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
 
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

Click here to upload your Article

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

more...

 
View Previous Issues
Portfolio Organizer