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Management
E-Business

February'08


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Purchase Behavior in the E-Commerce Revolution
Nemmadi : An E-Governance Project of the State of Karnataka
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The Synergy Between BPM and SOA

Business Process Management (BPM) is the key discipline and technology for automating, managing and improving business processes across various organizations. Service-Oriented Architecture (SOA) is concerned with producing and managing reusable business services from IT systems or as new services, then using them to build (compose) agile business applications faster. In general, SOA is somewhat lower-level, development-centric and technical, while BPM is higher-level and business-oriented. This article provides an introduction to SOA and BPM. It explores the relationship between BPM and SOA, their similarities, differences and synergies, and how they complement and work with each other.

Purchase Behavior in the E-Commerce Revolution


-- Bholanath Dutta

Just as the industrial revolution radically changed the nature of work, created enormous wealth, altered family structure, spawned new lifestyles and eventually affected even the primary form of the government throughout the world, the e-commerce revolution is bringing about profound changes. Consumer analysts must be equipped to understand and interpret these changes and their effects both on society and marketing strategies. The article examines the challenges faced in online shopping.

Article Price : Rs.50

Converging Digital Surveillance and IT Systems


-- Edward Hicks, Thomas Maruska and Michael Trofimoff

This article explains the importance of tuning IT systems to realize the full potential of digital surveillance systems, and presents real-life examples that illustrate how digital surveillance systems can be enhanced by making the appropriate links to IT.

Nemmadi : An E-Governance Project of the State of Karnataka


-- Radhakumari Challa

The article examines the attempt made by the Government of Karnataka to bridge the digital divide in the state through a unique project called Nemmadi. The major objective of the project is to empower rural citizens by offering government services at their doorstep.

Article Price : Rs.50

Erp Implementation Failure at Hershey Foods Corporation


-- Vivek Gupta and Indu P

The case examines in detail the reasons behind the failure of Enterprise Resource Planning (ERP) implementation at the US-based Hershey Foods Corporation. In late 1996, Hershey began modernizing hardware and software systems in the company. The company was running on legacy systems, and with the impending Y2K problems, it chose to replace those systems and shift to client/server environment. As per the original plan, it was to switch to the new ERP system by April 1999. The project was running as per schedule till January 1999, and when it came to the last leg of implementation, the company faltered and could switch to the new system only in July 1999. Hard pressed for time, Hershey went in for Big Bang ERP implementation which led to several problems pertaining to order fulfillment, processing and shipping. The case explains in detail, the events leading to the failure of ERP implementation and examines the reasons behind it.

"I Don't Think Telecom Valuations Are Stretched in India."


-- Randall L Stephenson

Randall L Stephenson, Chairman and CEO of AT&T Inc., discusses AT&T's plans in India in the wireless market, telecom regulations in the Indian market, comparison of US, Chinese and Indian telecom markets, product development activities in India and the growth prospects of telecom industry in India.

Catalyst Code : The Strategies Behind the World's Most Dynamic Companies

-- Authors : David S Evans and Richard Schmalensee
Reviewed by G P Mrudhula

Rapid advances in communication technologies are building network of groups that exchange views across the globe. It has become easier for the entrepreneurs to generate value by creating simultaneous and mutually-beneficial relationships among the different groups of the customers they serve. This phenomenon known as Catalyst Code has gained momentum. It brings together the challenges faced by the customers. The book, Catalyst Code, draws lessons from early history, modern day business, and the authors' ground-breaking research into what really makes these companies successful.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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