Gautam Bhagat, National Accident
and Health Manager, HDFC Chubb General Insurance Company Ltd. A trip abroad means a lot of excitement, involving arrangements such as packing, accessing a lot of travel guides and travel websites. But what if one gets hospitalized in an alien land and then being slapped with a whopping medical bill?
When one plans to go abroad, trouble can arise anywhere, starting from the airport until safe return back home. The contingencies can be any, medical emergencies such as an accident, food poisoning, etc. such as sickness due to the sudden change in the weather or the climatic conditions in the host country. Any of these can leave one stranded and penniless in a far-off land.
Risks follow a person as a shadow when he/she travels overseas either for leisure or for business reasons—these risks are possible illness, accidents and loss of belongings like luggage, passport, etc. Such contingencies are unpredictable and unavoidable as they may happen to anyone anytime. Such perils could definitely affect one's tour schedule and of course the financial position. The solution for worriless traveling is `Overseas Travel Insurance' (OTI). OTI offers protection to the travelers against a wide range of perils with a single policy.
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