The IUP Journal of Entrepreneurship Development
Agricultural Demographics and Institutional Credit Disbursement: A Study in Selected Districts of Haryana

Article Details
Pub. Date : Dec, 2018
Product Name : The IUP Journal of Entrepreneurship Development
Product Type : Article
Product Code : IJED31812
Author Name : Arti Gaur and Neelam Kaushal
Availability : YES
Subject/Domain : Management Studies
Download Format : PDF Format
No. of Pages : 24



Agriculture is the backbone of the economic system of an agrarian country like India. In addition to providing food and raw materials, it also provides employment opportunities to a large percentage of population. The present study discusses the various demographic factors of agriculture in three selected districts of Haryana—Kaithal, Bhiwani and Fatehabad. The various demographics studied in this paper will be of help to financial institutions to construct a decision base for institutional credit disbursement and generalization of the concept of entrepreneurship among the farming community in other regions.


For decades, agriculture has been associated with production of essential food crops. At present, agriculture is above and beyond farming and includes forestry, dairy, fruit cultivation, poultry, bee keeping, mushroom cultivation, etc. Today, processing, marketing and distribution of crops and livestock products are all acknowledged as part of agriculture. Thus, agriculture could be referred to as production, processing, promotion and distribution of agricultural products. Agriculture is the major constituent of the primary sector in India. Indian agriculture is broadly a story of success. It has done remarkably well in terms of output growth, despite weather and price shocks in the past few years. India is the first in the world in the production of milk, pulses, jute and jute-like fibers and second in production of rice, wheat, sugarcane, groundnut, vegetables, fruits and cotton. It is one of the leading producers of spices and plantation crops as well as livestock, fisheries and poultry in the world.


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