The IUP Journal of Bank Management

Volume 25, Issue 1, January-March 2026

ISSN :2583-5866

Impact Factor: 1.16; Acceptance rate: 50%; Turnaround time: 3- 4- months

A "peer-reviewed" journal included in EBSCO and ProQuest (Part of Clarivate) Database

It is a quarterly journal that focuses on Credit rating, Corporate financing, Infrastructure finacing, Risk management, Forex markets, Retail banking, Personal banking, Inclusive banking, Fintech and banking, Convergence of financial services and E-Banking, HRD and leadership, Banking supervision and regulatory mechanism, etc.

Current Issue

Volume 25, Issue 1, January-March 2026
Sociodemographic Differences in Multidimensional Risk Perception Towards Online Banking

Author: Simarpreet Kaur and Sangeeta Arora

Published Online: February, 2026

Keywords: Perceived risk, Online banking, Consumer behavior, Sociodemographics

Examining Customer Struggles with Cashless Transactions: A Garrett Ranking Approach

Author: Mehak and Shailinder Sekhon

Published Online: February, 2026

Keywords: Cashless transactions, Digital payment, Garrett ranking, Online fraud, Privacy and security

Mobile Banking in Developing Countries: A Critical Review of Adoption Models

Author: Umakanth N, Sakinah S, Tham J and Ali K

Published Online: February, 2026

Keywords: Conceptual framework, Emerging markets, Mobile banking, Sri Lanka, TAM, Technology adoption, UTAUT

Archives


Volume 24, Issue 4, October-December 2025
Role of Financial Inclusion in Mitigating Inequalities, Overindebtedness, and Vulnerabilities: A Conceptual Exposition

Author: Ashish Srivastava and Nitu Saxena

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.5-15

Keywords: Financial inclusion, Inequality, Overindebtedness, Vulnerability, Wellbeing, Households

Does Fintech Strengthen Bank Stability? Dynamic Panel Evidence from India’s Digital Transformation

Author: Tapal Dulababu

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.16-34

Keywords: Fintech, Banking stability, Financial inclusion, Digital transactions, Nonperforming assets, System GMM, Regulatory sandbox, India, Financial innovation

Customer Engagement Metrics: Assessing the Efficacy of Online and Offline Banking Interactions

Author: B Karthikeyan and U Syed Aktharsha

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.35-54

Keywords: Customer interaction, Trust, Offline and online services, Customer experience

Analyzing Factors Influencing Employee Performance in the Banking Sector

Author: R Padmaja and M Rifaya Meera

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.55-66

Keywords: Factors, Banking Sector