The IUP Journal of Bank Management

Volume 24, Issue 4, October-December 2025

ISSN :2583-5866

Impact Factor: 1.16; Acceptance rate: 50%; Turnaround time: 3- 4- months

A "peer-reviewed" journal included in EBSCO and ProQuest (Part of Clarivate) Database

It is a quarterly journal that focuses on Credit rating, Corporate financing, Infrastructure finacing, Risk management, Forex markets, Retail banking, Personal banking, Inclusive banking, Fintech and banking, Convergence of financial services and E-Banking, HRD and leadership, Banking supervision and regulatory mechanism, etc.

Current Issue

Volume 24, Issue 4, October-December 2025
Role of Financial Inclusion in Mitigating Inequalities, Overindebtedness, and Vulnerabilities: A Conceptual Exposition

Author: Ashish Srivastava and Nitu Saxena

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.5-15

Keywords: Financial inclusion, Inequality, Overindebtedness, Vulnerability, Wellbeing, Households

Does Fintech Strengthen Bank Stability? Dynamic Panel Evidence from India’s Digital Transformation

Author: Tapal Dulababu

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.16-34

Keywords: Fintech, Banking stability, Financial inclusion, Digital transactions, Nonperforming assets, System GMM, Regulatory sandbox, India, Financial innovation

Customer Engagement Metrics: Assessing the Efficacy of Online and Offline Banking Interactions

Author: B Karthikeyan and U Syed Aktharsha

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.35-54

Keywords: Customer interaction, Trust, Offline and online services, Customer experience

Analyzing Factors Influencing Employee Performance in the Banking Sector

Author: R Padmaja and M Rifaya Meera

Published Online: November, 2025

DOI: 10.71329/IUPJBM/2025.24.4.55-66

Keywords: Factors, Banking Sector

Archives


Volume 24, Issue 3, July-September 2025
From Distress to Discipline: Indian Banks’ Financial Performance and the IBC’s Legacy

Author: Nirali J Kantharia and Jivan Biradar

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.5-23

Keywords: Bank performance, Regression, Asset quality, Insolvency and Bankruptcy Code, Policy reform

Unveiling the Drivers of UPI Adoption: Insights from Individual Behavior in Kerala

Author: Manikandan C

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.24-36

Keywords: UPI adoption, Digital financial payments, Probit regression, Digital trust, Smartphone usage

India-UAE Fintech Corridor: A Review of Challenges and Opportunities

Author: Ajoe Antony and Shakuntala Jain

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.37-50

Keywords: Fintech, India-UAE corridor, Open banking, Blockchain, Financial inclusion

Impact of Fintech and Financial Variables on the Financial Performance of Banks

Author: Sachita Yadav

Published Online: August, 2025

DOI: 10.71329/IUPJBM/2025.24.3.51-61

Keywords: Fintech, Financial Variables, Performance of banks