The IUP Journal of Bank Management

Volume 24,Issue 2, May 2025

ISSN :2583-5866

Impact Factor: 1.16; Acceptance rate: 50%; Turnaround time: 3- 4- months

A "peer-reviewed" journal included in EBSCO and ProQuest (Part of Clarivate) Database

It is a quarterly journal that focuses on Credit rating, Corporate financing, Infrastructure finacing, Risk management, Forex markets, Retail banking, Personal banking, Inclusive banking, Fintech and banking, Convergence of financial services and E-Banking, HRD and leadership, Banking supervision and regulatory mechanism, etc.

Current Issue

Volume 24,Issue 2, May 2025
Digital Finance Behavior of Rural Households in India: A Multifactor Analysis

Author: A Charles and R Krishna Kumar

Published Online: May, 2025

DOI: 10.71329/IUPJBM/2025.24.2.5-28

Keywords: Rural India accounts for 46% of the nation’s gross domestic product (GDP). Since cash transactions are considered the safest, most rural residents trust them (Singh & Malik, 2019). In the modern era, the cashless system has become indispensable. The digital revolution is made possible by innovations such as mobile phones, Internet penetration, e-governance, etc. Digital finance services provide opportunities to deliver a variety of acceptable, appropriate, and trustworthy banking services and products for the underprivileged in emerging countries.

Kerala’s Rural Digital Leap: Gender-Sensitive Insights into Payment Adoption

Author: Vineesh A K

Published Online: May, 2025

DOI: 10.71329/IUPJBM/2025.24.2.29-53

Keywords: Digital payment, Digital payment adoption, Attitude, Intention toward digital payments, Rural households

Beyond Digital: Why Bank Branches Still Matter

Author: J Madegowda

Published Online: May, 2025

DOI: 10.71329/IUPJBM/2025.24.2.54-86

Keywords: Branch banking, Customer insights, Digital banking transition, Factor analysis, Fintech integration, Hybrid banking model

Archives


Volume 24, Issue 1, February 2025
Does Societal Engagement Boost Brand Equity? Evidence from Tanzanian Commercial Banks

Author: Lattifah Nasser Twalib and Omary Swalehe

Published Online: February, 2025

DOI: 10.71329/IUPJBM/2025.24.1.5-24

Keywords: Brand, Brand equity, Societal engagement, Commercial banks, Tanzania

Influence of Socio-Demographic Factors on Digital Financial Inclusion in Odisha

Author: Nirmala Chandra Pattnayak and Rashmita Sahoo

Published Online: February, 2025

DOI: 10.71329/IUPJBM/2025.24.1.25-47

Keywords: Digital financial inclusion, Economic empowerment, Access to device, Digital financial awareness, Socio-demographic factors

Firm Economic Characteristics and Credit Rationing Among Registered SMEs in Nigeria

Author: Daud Omotosho Saheed and Muftau Adeniyi Ijaiya

Published Online: February, 2025

DOI: 10.71329/IUPJBM/2025.24.1.48-65

Keywords: SMEs, Economic characteristics, Financing, Credit rationing