ISSN :2583-5866
Impact Factor: 1.16; Acceptance rate: 50%; Turnaround time: 3- 4- months
A "peer-reviewed" journal included in EBSCO and ProQuest (Part of Clarivate) Database
It is a quarterly journal that focuses on Credit rating, Corporate financing, Infrastructure finacing, Risk management, Forex markets, Retail banking, Personal banking, Inclusive banking, Fintech and banking, Convergence of financial services and E-Banking, HRD and leadership, Banking supervision and regulatory mechanism, etc.
Author: A Charles and R Krishna Kumar
Published Online: May, 2025
DOI: 10.71329/IUPJBM/2025.24.2.5-28
Keywords: Rural India accounts for 46% of the nation’s gross domestic product (GDP). Since cash transactions are considered the safest, most rural residents trust them (Singh & Malik, 2019). In the modern era, the cashless system has become indispensable. The digital revolution is made possible by innovations such as mobile phones, Internet penetration, e-governance, etc. Digital finance services provide opportunities to deliver a variety of acceptable, appropriate, and trustworthy banking services and products for the underprivileged in emerging countries.
Author: Vineesh A K
Published Online: May, 2025
DOI: 10.71329/IUPJBM/2025.24.2.29-53
Keywords: Digital payment, Digital payment adoption, Attitude, Intention toward digital payments, Rural households
Author: J Madegowda
Published Online: May, 2025
DOI: 10.71329/IUPJBM/2025.24.2.54-86
Keywords: Branch banking, Customer insights, Digital banking transition, Factor analysis, Fintech integration, Hybrid banking model
Author: Lattifah Nasser Twalib and Omary Swalehe
Published Online: February, 2025
DOI: 10.71329/IUPJBM/2025.24.1.5-24
Keywords: Brand, Brand equity, Societal engagement, Commercial banks, Tanzania
Author: Nirmala Chandra Pattnayak and Rashmita Sahoo
Published Online: February, 2025
DOI: 10.71329/IUPJBM/2025.24.1.25-47
Keywords: Digital financial inclusion, Economic empowerment, Access to device, Digital financial awareness, Socio-demographic factors
Author: Daud Omotosho Saheed and Muftau Adeniyi Ijaiya
Published Online: February, 2025
DOI: 10.71329/IUPJBM/2025.24.1.48-65
Keywords: SMEs, Economic characteristics, Financing, Credit rationing