Article Details
  • Published Online:
    June  2025
  • Product Name:
    The IUP Journal of Financial Risk Management
  • Product Type:
    Article
  • Product Code:
    IJFRM040625
  • DOI:
    10.71329/IUPJFRM/2025.22.2.61-66
  • Author Name:
    Jinal Thakkar and Meghna Chotaliya
  • Availability:
    YES
  • Subject/Domain:
    Finance
  • Download Format:
    PDF
  • Pages:
    61-66
Volume 22, Issue 2, April-June 2025
Blockchain-Based Pension Systems: A Secure and Transparent Alternative for Effective Management of Pension Funds
Abstract

Introduction

Traditional pension schemes, such as EPF, NPS, and PPF, are marred by fraudulent activities, inefficient fund management, high administrative costs, and delayed disbursements, which not only financially stress retirees but also erode public trust in the system.