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The IUP Journal of Computer Sciences
Focus

People seem to equate programming with coding, and that’s a problem. Before you code, you should understand what you’re doing. If you don’t write down what you’re doing, you don’t know whether you understand it, and you probably don’t if the first thing you write down is code. If you’re trying to build a bridge or house without a blueprint—what we call a specification—it’s not going to be very pretty or reliable. That’s how most code is written. Every time you’ve cursed your computer, you’re cursing someone who wrote a program without thinking about it in advance. There’s something about the culture of software that has impeded the use of specification. We have a wonderful way of describing things precisely that’s been developed over the last couple of millennia, called mathematics. I think that’s what we should be using as a way of thinking about what we build.

––Leslie Lamport (2014)

The coming of the Big Data era is a chance for everyone in the technology world
to decide into which camp they fall—those who work for a paycheck versus those
who come to work to change the world—as this era will bring the biggest opportunity for companies and individuals in technology since the dawn of the Internet. The aspects of the present century—like 80% of the world’s information is unstructured, this unstructured information is growing at 15 times the rate of structured information, and computational power is growing enormously—will demand a change in our approach to solving information-based problems.

Big Data applies to information that cannot be processed or analyzed using traditional processes or tools. Big Data is characterized by volume, variety and velocity. Through better analysis of the large volumes of data that are becoming available, there is the potential for making faster advances in many scientific disciplines and improving the profitability and success of many enterprises. Many technical challenges like scale and heterogeneity, lack of structure, error-handling, privacy, timeliness, etc. will have to be addressed before their potential can be realized fully.

M Gayatri’s paper, “Performance of Modified Elliptic Curve Digital Signature Algorithm on Cloud Data”, tries to focus on analyzing the limitations of current cryptographic schemes used in providing security to data on cloud. It highlights the usage of Elliptic Curve Cryptography (ECC) scheme used in cloud-based applications, implements elliptic curve digital signature algorithm on cloud data, and compares its performance with the Rivest-Shamir-Adleman (RSA) scheme.

In the paper, “Comparing the Properties of Communities Using Ontology”, Vijay Nayak and Bhaskar Biswas have proposed a method to find the relationship between the different properties of communities in social network analysis through ontology. The relationships among the properties help to understand the behavior of the communities.

Nikhil Agrawal, Vidhyadhar Jain and Bhaskar Biswas have proposed an improved model for solving the structural limitations in ranking the websites, in their paper, “Improving Website Ranking for Multi-Term Query Search Based on Its Trustworthiness”. The simulation results of the proposed model rank the websites according to their relevance to the searched query and find the trustworthy websites.

B Ramadasu, in his paper, “Performance Enhancement of Image Filtering on GPU using CUDA”, concentrates on accelerating image filtering with Graphical Processing Unit such that the speedup and performance of filtering process can be enhanced in both Gaussian Blur Filter and Sobel Edge Detection Filter.

In the paper, “Video Compression Using Improved QPSO Technique and 3D-DWT”, Sk. Jumlesha and Ch. Satyanarayana have used Quantum Particle Swarm Optimization technique to reduce the number of computations of video compression by maintaining the same or improved quality of video. The results show better accuracy in block matching.

In the last paper, “Robust Digital Image Watermarking Using 3AES in Wavelet Domain”, Chittaranjan Pradhan, Bidhyut Jyoti Saha, Arundhati Sahoo and Ajay Kumar Bisoi have modified the Advanced Encryption Standard to triple AES for better security. Better PSNR values are obtained for 3AES in comparison to DES, 3DES and AES standards. It also resists the common image processing attacks.

-- C R K Prasad
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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