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The IUP Journal of Biotechnology
Focus

Biotechnology has created unprecedented opportunities not only for the manipulation of biological systems for the benefit of mankind, but also for undertaking studies to understand the fundamental life processes.

The first article, “Antibacterial Activity of Traditional Medicinal Plants Against Methicillin Resistant Staphylococcus aureus and Methicillin Sensitive Staphylococcus aureus”, by Lali Growther and Jiya Janardhanan, suggests that aqueous and ethanolic extracts from plants used in allopathic medicine are potential sources of antiviral, antitumoral and antibacterial agents. The antibacterial activities of ten medicinal plants were assessed by using its crude extract against Methicillin resistant Staphylococcus aureus (MRSA) and Methicillin sensitive Staphylococcus aureus (MSSA). The extracted plants were used as crude drugs for detecting antibacterial activity.

The second article, “In Silico Analysis of Different Gene Expressions and Phylogenetic Analysis of Corynebacterium efficiens”, by M Balakrishnan and R C Srivastava, evaluates the phylogenetic analysis of the proteins and explains that the selected genes had only 53% relationship among their protein sequences. Using this gene expression data, highly efficient glutamic acid producing plasmids are constructed in this study. This gene expression study also helps in identifying new genes, diagnosing diseases, identifying toxic levels and designing new drugs.

The third article, “3’-Hairpin Oligonucleotides Inhibitor of RNase H Activity of MMLV Reverse Transcriptase”, by Ajay kumar, focuses on 3’-Hairpin oligonucleotides containing phosphodiester backbone in the loop portion of the oligonucleotides. These were synthesized and their binding to Moloney murine leukemia virus reverse transcriptase (MMLV RT) was evaluated using PAGE band mobility shift assay. The inhibitory activity of the RNase H activity of MMLVRT was studied in vitro using 3H-UTP labeled RNA:RNA-DNA hybrid.

The oligonucleotide containing phophorothiates linkage at 3’-loop portion showed inhibition of RNase H activity with IC50 falling in the range of 140-150 nM, which is lower than tenofovir, a nucleotide drug used for curing AIDS.

The fourth article, “Phytochemical Studies of Antibacterials for Multi-Drug Resistant Nosocomial Pathogen Pseudomonas aeruginosa”, by Amsaveni V and S S Sudha, investigates the screening of antibiotic resistance modifying compounds from plant sources, which may be helpful in identifying therapeutically useful compounds. Antibacterial activity of Punica grantum plant parts was evaluated on different strains of Pseudomonas aeruginosa, one of the most important nosocomial pathogens. Punica grantum plant parts such as leaves and flowers were extracted with various solvents such as ethanol, methanol, chloroform, petroleum ether and water. A qualitative phytochemical analysis was done for the presence of various secondary metabolites such as tannins, saponins, glycosides, flavonoids, alkaloids and phenols. The fifth article, “Antioxidant Properties of Citrus paradisi” by Harish R and Santa Ram A explains the antioxidant activity of aqueous and ethanolic extracts of Citrus paradisi, using different in vitro models such as scavenging of 1,1-diphenyl-2-picrylhydrazyl (DPPH), Superoxide Reactive oxygen species (ROS) radicals and inhibition of microsomal lipid peroxidation, reducing power and metal chelating properties. The aqueous extract of Citrus paradisi exhibited higher antioxidant activity in DPPH radical and reducing power than that of ethanolic extract. Results obtained suggest that Citrus paradisi have intrinsic antioxidant activity to scavenge various radicals, viz., superoxide and peroxyradicals, and ameliorate the level of oxidative stress.

The sixth article, “Caulogenesis and Organogenesis Studies in Coleus forskholii Using Lasiodiplodia sps.”, by Bipasha Das and R Chakravarthy, deals with in vitro regeneration of Coleus forskholii via direct organogenesis from young leaf cultures and calli buds through indirect method. Coleus forskholii is made up of an active component called forskholin extracted from roots, which stimulates the catalytic subunit of adenylate cyclase and brings positive inotropic effect. It shows anticancer properties, promotes weight and fat loss, increases lean body mass, reduces allergies and asthma, lowers blood pressure, relaxes muscles, stomach and menstrual cramps, and lowers intraocular pressure.

The seventh article, “Isolation and Characterization of Cellulase Enzyme from Aspergillus sps.”, by Kanchana Devi D and N Hemashenpagam, focuses on the isolation, characterization and production of cellulase enzyme from Aspergillus niger using cheaper carbon sources like sugarcane bagasse, etc. Cellulose-rich plant biomass is one of the foreseeable and sustainable sources of fuel, animal feed and feed stock for chemical synthesis. This study focuses on optimization of pH, temperature and use of different carbon sources in czapekdox broth to enable high cellulase production.

The eighth article, “Study of In vitro Seed Germination and Development of Seedling of Gymnema sylvestre (Retz.) R. Br. Ex. Schult”, by A V Jaybhaye and S S Deokule, deals with the in vitro propagation of seed germination, which further leads to the growth of plantlets. Gymnema is a potent antidiabetic, antimicrobial and antihypercholesterolemic plant used in ayurvedic and homeopathic systems of medicine. It is also used in the treatment of asthma, eye complaints, inflammations, family planning and snake bite.

- - R Chakravarthy
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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Biotechnology