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The IUP Journal of Earth Sciences

April' 08
Focus

The events such as land deformation, changes in some of the parameters like, sea level, tilt, strain, and crustal stress, foreshocks, anomalous seismic activity, b-value, and also changes in seismic wave velocity, water table, radon content and gas spouting are known to precede medium to large earthquakes.

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Spurt of Geosignatures Signifying Possible Precursors to a Major Earthquake in Southwestern Indian Peninsula
Estimation of the Stress Level in the Focal Region Before and After the December 26, 2004 M9.0 Sumatra Earthquake
Petrophysical Evaluation of the Lower Cretaceous Thamama III, Northern Offshore in Abu Dhabi, UAE
Geotechnical Condition of Subsurface Fluvial Sediments in Pabna Town and its Adjoining Areas, Bangladesh
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Spurt of Geosignatures Signifying Possible Precursors to a Major Earthquake in Southwestern Indian Peninsula

- -H N Singh, D Shanker,
V N Neelakandan, J Mathai, V P Singh and M Banerjee

Several clusters of unusual natural incidents have been observed throughout the Kerala State, Southwestern parts of India during the periods: February to March, 2001 (phase I), and June to November, 2001 (phase II). The incidences like fluctuations and rise in water levels, wavy formations and spouting of water in the open wells, cracks in the buildings, perceptible fissures in the ground, shaking of trees/bushes and enhanced minor earthquakes activity have been observed during Phase I; whereas the collapse of shallow open wells, draining of water, lowering of water level, land subsidence, ground fissures and further increased minor earthquake activities, etc., were the dominating incidents during Phase II. The frequency of occurrences of these incidents was drastically reduced after November 2001 though. There are events of a few minor earthquakes which occurred during 2002-2006. The temporal patterns of occurrences of such incidences during Phase I and Phase II might have been the outcome of periodic stress release in the region. In the present paper, the study on the occurrence of the chain of events coupled with the existence of anomalous seismic activity has been done in the light of the dilatancy diffusion model and the results signify that the region is preparing for a major earthquake in future.

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Estimation of the Stress Level in the Focal Region Before and After the December 26, 2004 M9.0 Sumatra Earthquake

- - Chen Xuezhong

A method of estimation of the stress level in the focal region of an earthquake is proposed in this paper. The stress level in the focal region before and after the December 26, 2004 M9.0 Sumatra earthquake is estimated. The result shows that the stress value before this major earthquake occurred was about 2.79 MPa and dropped to 1.51 MPa after its occurrence with a decrease of about 46%. Therefore, this large earthquake occurred under a relatively lower stress level.

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Petrophysical Evaluation of the Lower Cretaceous Thamama III, Northern Offshore in Abu Dhabi, UAE

- -Amir Gabr

The Lower Cretaceous Thamama Group in Zakum oil field is the main reservoir of the northern offshore oil fields of Abu Dhabi, United Arab Emirates. This group consists of four formations in stratigraphic order as: Habshan, Lekhwair, Kharaib and Shuaiba, and the reservoir facies are developed in parts of Lekhwair Formation and lower sequence of Kharaib Formation. In this study, the reservoir quality of Thamama III is evaluated through vertical and horizontal distribution of the different petrophysical parameters such as pay zone thickness, shale content, porosity, permeability, fluid resistivity, water saturation and hydrocarbon saturation in the zones of interest for three available logged wells. The study revealed that the most effective diagenetic events are characterized by intra-matrix dissolution, moldic porosity and fracturing. These diagenetic events are followed locally by precipitation of well-crystalline rhombic dolomite partial cavity and fracture fillings. The study also documented the observed porosities ranging between 5% and 31.5%, and permeabilities from less than 1 to 100 md across the study area and the best reservoir characteristics are recorded towards northeastern direction, where the water saturation decreases and the porosity increases.

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Geotechnical Condition of Subsurface Fluvial Sediments in Pabna Town and its Adjoining Areas, Bangladesh

- -Md. Sultan-Ul-Islam, Md. Shamsuzzaman and Md. Badrul Islam

The town of Pabna covers the northern floodplain of the river Padma, characterized by abundance of low-lying depressions and remarkably variable subsurface lithology, which in turn influences the geotechnical condition. The northern and eastern parts are characterized by low SPT strength, which is not suitable for heavy construction. Based on the study of geological and geomorphological maps, engineering properties of soil, such as lithology, atterberg limit, consistency, bearing capacity, plasticity, compaction, consolidation and compressibility, SPT etc., a geotechnical map is prepared. The study area is divided into four major unit areas. Unit I is not suitable at all whereas, unit II is less suitable for heavy construction. But normal foundation up to the depth of 10 to 18 m below the surface is needed for the construction of high-rise buildings. Sediments of unit II are weakly compacted and have medium plasticity and compressibility. Plasticity of sandy silt and silty clay is low to medium with high activity. Unit III is the most suitable for heavy construction with normal foundation depth up to 3 to 10 m below the surface. It constitutes mainly sand with low plasticity and low to very low compressibility. The SPT values vary from 10 to 40. The geotechnical assessment of the subsurface sediments of the area is essential before constructing civil engineering structures.

Article Price : Rs.50
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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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