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The IUP Journal of Soil and Water Sciences
May '09
Focus

It is a common knowledge that the hydrological regime of an area is mostly defined by its topography and drainage, climate, soil characteristics, aquifer characteristics, water recharge potential, etc.Assessing the water resources around the open pit mining areas and managing

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Water Resource Development Study for a Limestone Mining Area
Seasonal Effects of Temperature, Rainfall, pH, Conductivity, TDS and TSS of Municipal Sewage (Untreated and Treated) on the Water Quality of the Buckingham Canal at Kalpakkam, Tamil Nadu
Assessment of Groundwater Quantity and Quality in Coimbatore District
Productivity and Soil Quality as Affected by Anthropogenic Activities in Mixed Sub-Catchment in N-E Tract of Punjab, India
Nitrogen, Phosphorus and Potassium Status of Trees and Soils in an Agroforestry System in Leye, Philippines
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Water Resource Development Study for a Limestone Mining Area

-- S K Chaulya

A water resource development study was carried out on a limestone mining area located in the Madukkarai block of Coimbatore district in Tamil Nadu state in India. The study covers the assessment of water resources for the present and future, water balance status and formulation of a management and conservation strategy for the area. Madukkarai block was considered as an influencing zone, which extends over an area of 249.16 km2. There is no perennial river in the study area and the annual average rainfall is only 590 mm. The groundwater is generally potable. Annual utilizable groundwater resource available in the area is 41.50 million m3 (Mm3) and the present annual groundwater requirement is 38.44 Mm3, whereas the annual requirement for various uses in the year 2010 and 2020 would be around 41.62 and 45.07 Mm3, respectively. This problem of water scarcity in the region has to be mitigated by immediate initiation of suitable short- and long-term water supply augmentation strategies for enhancing the groundwater recharge. To reduce the heavy surface runoff loss and enhance the groundwater recharge capacity of the area, suitable water retaining structures should be constructed. The recharge zones and recharging techniques are identified for artificial recharge of aquifers. Inter-basin transfer of water is also required to artificially recharge the aquifers for augmentation of the groundwater potential of the area so as to meet the future needs.

Article Price : Rs.50

Seasonal Effects of Temperature, Rainfall, pH, Conductivity, TDS and TSS of Municipal Sewage (Untreated and Treated) on the Water Quality of the Buckingham Canal at Kalpakkam, Tamil Nadu

-- A Yudhistra Kumar and M Vikram Reddy

Temporal effects of untreated and treated sewage on the Temperature ( °C), pH, Conductivity (ms/cm), Total Dissolved Solids (TDS) and Total Suspended Solids (TSS) in the water of the Buckingham canal were monitored seasonally during the pre-monsoon 2005 to post-monsoon 2006 at Kalpakkam (Tamil Nadu), a small town on the east coast of the Indian peninsula. The concentrations of pH, Conductivity, TDS and TSS were higher in the untreated sewage input zone than that of the treated sewage input zone and were more in the downstream than that of the upstream of the outfall points of both the treated, as well as raw sewage of the canal. The concentration of these parameters, including temperature, were higher during summer and lower during monsoon. Rainfall was higher during monsoon and lower during summer. Cluster analysis based on these water quality similarities applied to the six sampling points of the canal were grouped into two clustersone showing higher pollution level and the other, lower pollution level of water.

Assessment of Groundwater Quantity and Quality in Coimbatore District

-- J Brema and G Prince Arulraj

The objective of the study is to assess the quantity and quality of groundwater in the district of Coimbatore. Six years data from 1999-2004 has been used for the study. The sample locations are widely distributed, covering all the 19 blocks of the district. The attribute database of groundwater quantity and quality have been correlated using the Geographical Information System (GIS). Attribute database was integrated with spatial locations map using ArcGis 9.1 and maps showing the spatial distribution of water quality parameters were prepared. Using these maps, the quantity of water available in the aquifer has been assessed using the water level fluctuation before and after monsoon. Results indicate that there is correlation between the recharge and quality of groundwater .

Article Price : Rs.50

Productivity and Soil Quality as Affected by Anthropogenic Activities in Mixed Sub-Catchment in N-E Tract of Punjab, India

-- M S Hadda, K B Thapa, M Vashistha and Sanjay Arora

Erosion process in the submontane N-E tract of Punjab is caused due to natural, as well as anthropogenic factors including deforestation, overgrazing and burning. Such interventions affect the physical and chemical properties of soil and its productivity. Therefore, site-specific investigations are needed to identify suitable indicators affecting the soil quality and productivity. The study was conducted at the Zonal Research Station for Kandi Area, Ballowal-Saunkhari, Hoshiarpur district, Punjab, India, with a view to assess the soil productivity in relation to the physical and chemical parameters and to group the measured soil data into a few principal components to explain the variability in the physical and chemical parameters of the soil. The main treatments imposed in the area are fencing and non-fencing, replicated thrice. The soil samples were collected from the surface layers for analysis both from the fenced and non-fenced areas. The Pearson's correlations were computed exhibiting relationship between Productivity Index (PI) and various physical and chemical parameters for both fenced and non-fenced treatments. The study demonstrated that under fenced situations, maximum resilience was shown by soils by improvement in the organic carbon, Cation Exchange Capacity (CEC), available potassium and penetration resistance.

Article Price : Rs.50

Nitrogen, Phosphorus and Potassium Status of Trees and Soils in an Agroforestry System in Leye, Philippines

-- Chime G Mora and Victor B Asio

The use of native rain forest tree species in agroforestry systems is relatively new. In order to know the most suitable native tree species as well as exotic and fruit tree species, for use in such land use systems, there is a need to understand their nutrient requirements and effects on the soil. The study compared the levels of N, P, and K in native tree species, exotic tree species and fruit trees growing in acidic and calcareous agroforestry sites, and evaluated differences in nutrient status of soils under the three types of tree species. The tree species sampled included: Gmelina arborea, Swietenia macrophylla, and Tectona grandis for the exotic species; Dipterocarpus validus, Dracontomelon dao and Pterocarpus indicus for the native species, and Artocarpus heterophyllus, Chrysophyllum cainito, Persea americana, and Sandoricum koetjape for the fruit trees. Composite soil and leaf samples were collected for nutrient analysis. Results revealed that no clear differences in the effects of the tree species on soil nutrient status although the exotic species tended to slightly lower soil organic matter content than the other species. P. indicus had generally high N, P, K leaf concentrations, while T. grandis had low concentrations. G. arborea showed relatively high P and K leaf levels while all the fruit trees gave high K leaf levels. There were no consistent differences in the leaf N, P, K contents between the exotic, native, and fruit trees when the nutrients were considered individually. However, when their ratios were calculated, there appeared to be some differences among them. In general, the exotic species tended to have lower N : P ratios, whereas the native species and fruit trees tended to have higher N : K and K : P ratios, respectively.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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