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The IUP Journal of Computational Mathematics
Focus

Computational Mathematics deals with areas where the disciplines of Mathematics and Computer Science meet. The IUP Journal of Computational Mathematics is a new academic adventure that offers a wide variety of research papers on pioneering concepts, theories and models in these areas, such as computational methods in linear algebra, non-linear dynamical systems, fuzzy logic, neural nets and genetic algorithms, computational complexity, as well as the application of computational techniques in science and engineering, and the mathematical theory underlying numerical methods, by eminent scientists, academicians and researchers, to provide the latest information and knowledge in the afore-mentioned areas, which are continuously growing in depth and variety.

It is well-known that water is the most essential element of life. Further, it is the most critical natural resource for human development, economic growth, and sustainability of the ecosystem and environment. In the first paper, "An Integrated Fuzzy Approach to Assess Water Resources' Potential in a Watershed", the author, Ajit Pratap Singh, highlights the importance of water, particularly for the desert state of Rajasthan, in India, which is facing water problems due to meager rainfall, adverse climatological conditions, and reduced per capita water availability with the increase in population. The paper makes an attempt to develop an integrated fuzzy assessment model to evaluate the status of water resources development in a watershed by analyzing different factors important for river basin planning and management. A case study of a watershed falling within the Banas river basin in the Chittorgarh district of Rajasthan was used for evaluating the status of water resources development in different sub-regions (tehsils) of the district. The study concludes that there is an immediate need to develop a system to preserve, conserve and utilize water in an efficient manner through recycling and utilization of the technological advancements, and through efforts aimed at generating high social consciousness among the people, with active coordination and involvement of water-managers and water-users alike.

In computational mathematics, numerical methods play a very important role. The second paper, "Application of Rothe's Method to Abstract Quasi-Linear Implicit Integrodifferential Equations in Reflexive Banach Space", the author, Reeta S Dubey, establishes the existence, uniqueness and continuous dependence on initial data, of the strong solution of abstract quasi-linear implicit integrodifferential equation in real reflexive Banach space X, whose dual is uniformly convex by using Rothe's method - also known as the method of lines or the method of semi-discretization in time.

In computer science, knowledge-based expert system is a powerful method to solve real-world problems. This method for substation planning is reported in the third paper, "Selecting the Exact Location of a Substation Using Knowledge-Based Expert Systems", by S Ghosh and H O Bansal. The exact location for the substation is identified from the given number of locations for the substation. The load points are connected to the substation in optimum route using knowledge-based expert system to avoid obstruction between any two given load points, which also reduces the overall feeder length. The effectiveness of the proposed method is demonstrated using an example.

The fourth paper, "Some Aspects of a Class of Quasi-Binomial Distributions of Order k", by Rupak Gupta and Kishore K Das, derives a class of Quasi-Binomial Distributions (QBDs) of order k by assuming Abel's generalization of the binomial formula. Further, a class of GPD of order k is also defined as a limiting case of QBDs of order k.

Genetic algorithms essentially form a class of non-linear search processes occurring in the study of mathematical optimization problems and exhibit remarkable analogy with Darwinian evolution, in that the key issue in both these processes is a fitness-dependent mode of selection of strategies or traits for evolutionary propagation of the target population. Replicator equations describe the dynamics of evolutionary game theory. The fifth paper, "A Genetic Algorithm for the Replicator Dynamics of a Single-Species Population", by Anmiv Prabhu, Puneet Dhakan and Sudeepto Bhattacharya, applies numerical simulation, using a genetic algorithm for the replicator dynamics of a single-species population problem. It is observed that the agents with higher fitness tend to accumulate with the iterates, showing an oscillatory pattern without settling to any fitness sink.

Finally, in the paper, "Performance Analysis of Soft Handoff Algorithm in CDMA Systems Using Fuzzy Logic", by Alok Aggarwal, Rajendra Prasad, Mohan Lal and Sunita Devi, the powerful concept of Fuzzy logic is used. Soft Handoff (SHO) is generally used in cellular CDMA systems. One possible method for improving the performance of conventional SHO is to adapt the SHO thresholds. The paper analyzes the performance of SHO algorithm in CDMA systems using fuzzy logic, and proposes a new procedure, which is compared with IS-95A and IS-95B SHOs. The results of the analysis show that the proposed algorithm performs better in terms of outage probability, blocking probability and the Eb/I0 ratio, when compared with IS-95A and IS-95B SHO algorithms.

To understand and describe change is the central theme in natural sciences, and calculus was developed as a powerful tool for this purpose. As Bertrand Russell wrote, "The Calculus required continuity, and continuity was supposed to require the infinitely little; but nobody could discover what the infinitely little might be". Nevertheless, researches and studies to discover that `infinitely little' continue. This new journal is one such attempt in that direction.

- S K Ghosh
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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