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The IUP Journal of Chemical Engineering
Focus

Distilleries producing alcohol are known as the major pollutants of water systems. A typical cane molasses-based distillery generates about 12 to 15 liters of spent-wash effluent per liter of ethanol produced. It is estimated that around 200 and odd distillery units are under production in India, releasing about 30 billion liters of spent-wash annually. With the kind of growth being witnessed in the demand for alcohol in the country, it is no wonder if spent-wash—a strongly acidic dark brown colored, hydrophilic viscous liquid with a strong dirty odor—becomes a great menace to natural water body systems and agricultural lands. It is the presence of brown polymeric melanoidin pigments that imparts the dark brown color to the spent-wash. These pigments are highly recalcitrant and are toxic to many microorganisms. It is indeed highly hazardous to aquatic ecosystem since its colored bodies reduce photosynthetic activity besides reducing dissolved oxygen in water bodies.

Realizing the growing threat of spent-wash as a pollutant, the authors, Sushil Kumar Shukla, P K Mishra, K K Srivastava and P Srivastava, of the first paper, "Treatment of Anaerobically Digested Distillery Effluent by Aspergillus niger", have made an attempt to evaluate the scope for reducing the persistent dark brown color and the chemical oxygen demand from an anaerobically digested distillery effluent first by physico-chemical treatment—chemical coagulation using potash alum, ferric chloride and aluminum chloride—followed by biological treatment—aerobic degradation using Aspergillus niger. The results indicate that 78.5% of COD reduction and 92.45% color reduction could be achieved by coagulation itself, while a maximum of 65% of remaining color could be removed by 10% (v/v) Aspergillus niger inoculums in effluent sample under sterile conditions—more than 97% reduction in color can be achieved by both the methods put together.

Moving on to heat transfer enhancement technology meant for reducing the cost of heat exchanges, we have Siva Rama Krishna and P Sivashanmugam, the authors of the next paper, "CFD Analysis of Heat Transfer Characteristics of Nanofluids in a Circular Tube Fitted with Helical Inserts in Laminar Flow", who carried out CFD analysis of heat transfer behavior of a circular tube heated with helical tape inserts under constant heat flux conditions using CuO nanofluids. They are of the opinion that heat transfer increases with Reynolds number and decreases with twist ratio with the maximum being tape insert of twist ratio 2.93. In comparison with water, heat transfer rate was more for CuO nanofluids. The Nusselt number increases with Reynolds number and the volume concentration of nanofluids, maximum being 1.5%. The maximum heat transfer enhancement is 34% per twist insert of twist ratio of 2.93 and for the volume concentration of 1.5% corresponding to Reynolds number of 2039. The authors have also reported that the simulation data is matching with the experimentally reported value of water with a discrepancy of less than ±10% per plain tube and tube fitted with helical tape inserts for Nusselt number.

Next we have, Vinayak Manjunath Hegde, K V Pai and P Nirguna Babu, authors of the paper, "Enthalpy of Mixing and Heats of Vaporization of Ethyl Alcohol with n-Hexane and n-Heptane at 298.15 K and 308.15 K", who have conducted experiments to determine the enthalpy of mixing and heat of vaporization for the mixtures of ethyl alcohol with n-Hexane and n-Heptane. The authors have also developed a model to calculate theoretical heats of vaporization and found that the data on experimental heat of vaporization fitted the model very well for the systems, thereby strengthening the validity of the model and its practical usefulness for engineering purposes.

Moving on to drying of chillies traditionally under sun that results in dull color reducing its market potential, we have, Vitthal L Gole, Pravin Tadkar, Pratik Pawar and Nirmal Patil, the authors of the next paper, "Thin Layer Modeling Microwave Vacuum Drying of Green Chilli", who have conducted a study to evaluate drying kinetics of green chillies at different powers of MWV drying to identify the best fit thin layer model that ensures the quality attributes of chillies, such as color and pungency, remain intact in the final dried product. The study reveals that the microwave vacuum dried chilly at 160 W, 80 mmHg vacuum retained maximum color intensity and pungency.

Moving from chillies to glucoamylase, an industrially important enzyme, we have, David K Daniel, Raiyani Himanshu B and Debabrata Das, the authors of the last paper of the issue, "Neural Network Modeling for Estimation of Cell Mass During Submerged Glucoamylase Fermentation", reporting the ability of neural networks to predict cell mass during batch and continuous glucoamylase fermentation. They have written the program in Visual Basic for Windows to incorporate the algorithm—Levenberg-Marquaedt algorithm that comprises incremental back propagation and then switches to conjugate gradient-based back propagation for the final convergence phase—and based on the experimental results, they opine that the neural network computation is well-suited for monitoring and controlling the industrial level production of glucoamylase.

-- GRK Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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