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The IUP Journal of Chemistry
Focus

It is the ardent belief of IU that research alone brings transformation in the quality of teaching on the campuses. That aside, the need of the economy in the context of globalization is quality human capital, that is, as A P J Abdul Kalam said in one of his convocation addresses, being adept at `research and enquiry', `creativity and innovation' and ability to use high technology. For that to happen, it is very much necessary that the universities must encourage research as well as ensure that the research undertaken within the four walls of their laboratories is transmitted well across the academia. It is only then research can inspire excellence in teaching, which in turn can trigger fresh research by young mindsall cumulatively resulting in a "regenerative cycle of excellence".

The Metcalfe's law states, "When the information is networked, the power and utility of information gets squared." It is in pursuit of this ideology, IUP , which publishes more than 60 journals in a wide range of disciplines, reaching out to scholars both within and outside the country, is all elated at launching yet another new journalThe IUP Journal of Chemistry. Of course, launching of a journal is in itself a fulfilling venture for a University, but its successful publication, quarter after quarter, squarely rests on how its audiencethe researchersuses it. Hence, we urge you all to make use of this platform and make the "regenerative cycle of excellence" run in full steam. With that fond hope, we now move on to apprise you of the content of the maiden issue that is in your hands.

Dyes are very important for textile industry, for they add color to fabric, enhancing the value of the end products. As an industry, dyeing needs a great amount of energy and water. Given the increased awareness about water pollution and its impact on the ecosystem in general and man in particular, the need for wastewater treatment of dyeing industry has assumed greater importance. One of the commonly used dyes in the textile industry is methylene blue (MB). It is known to cause irritation to the skin and burning sensation in the eyes, which may lead to permanent injury to eyes of both humans and animals. If it is swallowed, it can cause irritation in the gastrointestinal tract, resulting in nausea, vomiting and diarrhea. If inhaled, it can cause methemoglobinemia, cyanosis, convulsions, tachycardia, and dyspnea. Interestingly, the first article of this issue, "Sorption Studies of Methylene Blue on Activated Carbon Derived from Agricultural Waste: Achyranthes aspera", by N Balasubramanian and N Sulochana addresses this issue. It evaluates the ability of a locally available agricultural waste product in abundanceAchyranthes asperato remove methylene blue, the most commonly used dye for coloring cotton, wool, etc., from aqueous solution. The authors have used parameters such as pH, dose, kinetics and equilibrium isotherm studies to assess the ability of carbon extracted from A. aspera as an alternative and low cost adsorbent. Their study revealed that the adsorption capacity of Achyranthes aspera Carbon (AAC) was 204.23 mg/g at an initial pH of 7.0 ± 0.1 at 32 °C. The Redlich-Peterson Isotherm model proved to be a better predictor of equilibrium adsorption data. Similarly the adsorption kinetics of MB on AAC found to obey pseudo-second order sorption kinetics. The overall results point out that AAC can be used as sorbent for the removal of methylene blue from the wastewater coming from dyeing units.

In the next article, "A Theoretical Approach to Increased Ion-Exchange Capacity of Three-Component Ion-Exchange Materials", the authors, Nafisur Rahman, Lutfullah and Syed Najmul Hejaz Azmi, driven by the philosophy that the three-component ion-exchangers have increased ion-exchange capacity vis-à-vis two-component materials, synthesized Zirconium(IV) selenophosphatea three-component inorganic ion-exchanger, and examined its ion-exchanger capacity. Based on their studies, which prove that the ion-exchange capacity of a three-component ion-exchanger is high, they offer theoretical explanation for the enhancement in the ion-exchange capacity.

To counter the ills of man-made climate change, explorations are being carried out to produce clean and sustainable power using agricultural residues. The next article in the issue, "Kinetic Behavior of Woody Biomass with Slow Heating Rate", the authors, Jigisha Parikh, S A Channiwala and G K Ghosal have discussed the findings of a similar experiment carried out by them. They have investigated the pyrolytic characteristics of four woody biomassesSawdust, Babul, Gulmahor and Eucalyptusby pyrolyzing them in a nitrogen atmosphere at the heating rate of 10 °C/min. up to 500 °C in a thermogravimetric analyzer. The authors have found that all the four biomasses devolatalized at a temperature ranging from 180 °C to 496 °C. They have obtained around 70% of volatile yield from each feedstock. Subjecting the data to statistical interpretation using differential method of analysis and linear regression, the authors have inferred the value of activation energy of the four biomasses used in the order of: Eucalyptus>Babul>Gulmahor>Sawdust. Based on the results, the authors opine that the findings of the experiment can be used for designing thermochemical conversion units using wood masses as feed stock.

In the light of increased industrial usage of organotins, the authors, Milan Melník, Ján Garaj, Aladár Valent and Mária Kohútová of the review article, "Isomers of Organotin Compounds: Mononuclear Compounds", have discussed about the factors that can lead to a better understanding of stereochemical interactions within the coordination sphere of organotin derivatives. They have also discussed distortion and ligand isomerism in terms of the coordination about the Tin atom and correlations between donor atoms, bond lengths and inter bond angles.

- GRK Murty
Consulting Editor

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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