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The IUP Journal of Cyber Law

Feb-May '10

Focus

The advancements in information technology has undoubtedly benefited the net users in gathering information for different purposes. The large-scale access to websites by different groups has also concurrently encouraged different forms of cyber crimes such as phishing, cyberbullying, cybersquatting and hacking causing damages to the economic and personal interests.

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Cyber Warfare: Jokes, Hoaxes, or Hypes?
Copyright Infringement in Cyberspace and Network Security: A Threat to E-Commerce
Online Auctions: An Overview
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Cyber Warfare: Jokes, Hoaxes, or Hypes?

--Xingan Li

Cyber warfare is increasingly listed alongside nuclear, chemical and biological weapons as a potential weapon of mass destruction. Interest in and concerns for cyber warfare have also been prevalent for decades. War-oriented writers usually exploited such serious and expensive terms as cyber war, information war and electronic war to spread their impetuous and cheap ideas. This paper by no means devaluates serious designs and plans, studies and research, ideas and claims revolving around cyber warfare. Rather, the purpose of this paper is to analyze existing jokes, hoaxes and hypes on the so-called cyber warfare, so as to distance serious research from misleading information.

Copyright Infringement in Cyberspace and Network Security: A Threat to E-Commerce

--Tabrez Ahmad

The growth of information and digital technology has rapidly increased the number of internet users. Many countries, including India, have enacted legislations to regulate the activities related to Internet. The Government of India has passed Information Technology Act in 2000 and further amended it on October 27, 2009, which gave fillip to cyber law. Though the amended Act contains considerable changes, the issues such as copyright, payment issues, media convergence, domain name, cybersquating and jurisdiction still remain unsolved. Infringement over Internet and piracy of copyrighted works are considered as big threats hampering the growth of the Internet, e-commerce and digital economy. Dissemination of computer virus, hacking and disabling the network system are still the challenging tasks for corporate houses, service providers, and the internet users. This paper suggests that there is a need for an appropriate legislation, policies and strong legal institutions to effectively enforce cyber laws for the promotion of e-commerce and reduction of copyright related disputes.

Formulating Specialized Legislation to Address the Growing Spectre of Cybercrime: A Comparative Study

--F Cassim

This paper makes a comparative study on the prevalent cyber legislations and related issues with respect to the US, the UK, Australia, India and South Africa. It emphasizes the need for enactment of efficient cyber legislations to tackle cyber crimes in lieu of rapidly emerging computer and internet technologies. The evolution of new technologies has forced many countries either to amend or enact new laws to curb the menace of cyber crimes. The presence of strong education system and constant training of personnel at different hierarchical levels especially officers connected with law enforcement, would considerably curb/control cyber attacks. This paper further suggests that there is a need for cooperation between the member nations globally to effectively address the problem of cyber crimes. A balanced approach that considers the protection of fundamental human rights and the need for the effective prosecution of cyber crime is essential to control different forms of cyber crimes.

Virtual Third Parties

--Michael Risch

This paper emphasizes the Third-Party Beneficiary (TPB) concept to virtual worlds by signifying third party interactions, application of the doctrine and the possible means by which the users of virtual world can overcome their problems. In virtual worlds, rules of life are governed by contract, and three-party transactions are more common; every exchange of virtual cash, property, sound, pictures, and even conversation involves a third party into the contractual relationship between the user and virtual world provider. TPB doctrine applies whenever a contract affects a non-party. Many states have relaxed TPB requirements and most of them have adopted an approach similar to that of the Second Restatement of Contracts, which looks at the totality of circumstances to determine whether a third party can enforce the terms of a contract to protect their own interests. The author opines that the third-party beneficiary enforcement envisioned by the Restatement is important, and in some cases it could be the only option to vindicate user rights in the hub and speak contractual relationships between a virtual world provider and its users.

The Shaky Foundations of the Regulated Internet

--James B Speta

This paper explores the theory of the Federal Communications Commission (FCC's) "ancillary jurisdiction" and its relevancy to the Comcast order. Legal analysis and observations of the court reveal the absence of ancillary jurisdiction of the FCC as the comcast order directs at an untenable theory of regulatory power. The paper suggests a feasible plan for the FCC with an appropriate degree of regulatory authority over the internet through an appropriate legislation. The FCC authority to regulate unfair competition practices committed by Internet service providers is more pertinent because it checks antitrust doctrine and other related issues. It concludes that FCCs cannot entitle to total ancillary jurisdiction and power to regulate any aspect of internet service, including the price and quality of service.

A Comparative Study of Shrink-Wrap License

--Jiao Xue

This paper presents the dilemma of e-commerce age that huge amount of computer-related litigation poses a challenge to the law of different countries as to how to appropriately resolve these difficulties. Through this paper, the author tries to compare Uniform Computer Information Transaction Act (UCITA) and European Union (EU) with China's approaches, seeks for guidance or inspiration for policymakers in China. The author seriously examines the conflicting interests and problems faced by both software suppliers and users. In conclusion, the author believes that there exists a number of grey areas and there is an urgent need for new judicial interpretation in China.

Online Auctions: An Overview

--L Padmavathi

Over the past decade, online transactions have changed a lot and enabled the merchants to increase their customer base and also initiated a number of successful companies which operated online. Consumer-to-Consumer (C2C) commerce has created new opportunities for consumers and businesses. The use of Internet has made auctions very easy, cost-effective and transparent. eBay India, Yahoo, auctionindia.com and Bidrivals.com are some of the famous auction sites in India. The present article traces the evolution of auctions by highlighting its advantages, challenges, issues and legislations related to online consumer protection in various countries. This article takes the example of eBay and critically examines the mechanism, payment method, and consumer protection policies at eBay.

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Automated Teller Machines (ATMs): The Changing Face of Banking in India

Bank Management
Information and communication technology has changed the way in which banks provide services to its customers. These days the customers are able to perform their routine banking transactions without even entering the bank premises. ATM is one such development in recent years, which provides remote banking services all over the world, including India. This paper analyzes the development of this self-service banking in India based on the secondary data.

The Information and Communication Technology (ICT) is playing a very important role in the progress and advancement in almost all walks of life. The deregulated environment has provided an opportunity to restructure the means and methods of delivery of services in many areas, including the banking sector. The ICT has been a focused issue in the past two decades in Indian banking. In fact, ICTs are enabling the banks to change the way in which they are functioning. Improved customer service has become very important for the very survival and growth of banking sector in the reforms era. The technological advancements, deregulations, and intense competition due to the entry of private sector and foreign banks have altered the face of banking from one of mere intermediation to one of provider of quick, efficient and customer-friendly services. With the introduction and adoption of ICT in the banking sector, the customers are fast moving away from the traditional branch banking system to the convenient and comfort of virtual banking. The most important virtual banking services are phone banking, mobile banking, Internet banking and ATM banking. These electronic channels have enhanced the delivery of banking services accurately and efficiently to the customers. The ATMs are an important part of a bank’s alternative channel to reach the customers, to showcase products and services and to create brand awareness. This is reflected in the increase in the number of ATMs all over the world. ATM is one of the most widely used remote banking services all over the world, including India. This paper analyzes the growth of ATMs of different bank groups in India.
International Scenario

If ATMs are largely available over geographically dispersed areas, the benefit from using an ATM will increase as customers will be able to access their bank accounts from any geographic location. This would imply that the value of an ATM network increases with the number of available ATM locations, and the value of a bank network to a customer will be determined in part by the final network size of the banking system. The statistical information on the growth of branches and ATM network in select countries.

Indian Scenario

The financial services industry in India has witnessed a phenomenal growth, diversification and specialization since the initiation of financial sector reforms in 1991. Greater customer orientation is the only way to retain customer loyalty and withstand competition in the liberalized world. In a market-driven strategy of development, customer preference is of paramount importance in any economy. Gone are the days when customers used to come to the doorsteps of banks. Now the banks are required to chase the customers; only those banks which are customercentric and extremely focused on the needs of their clients can succeed in their business today.

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